Picture this, your broke, you look at your bank account and you have $0 or better yet you have -$100 because your an idiot. Its a beautiful summer Sunday morning, you wake up from your alcohol induced coma from the Saturday night out with the "guys"....
Let's talk about those "guys", for a minute. You have been hanging out with them since high school and lately you have all been going out to get blackout drunk. Your all fresh out of college and apparently still trying to relive the glory days of college...
Back to the story... Its a beautiful summer Sunday morning, you wake up from your alcohol induced coma from the Saturday night out with the "guys". You glance over at the night stand and the clock shows 10:32 AM. You think to yourself,
"I can't believe I'm up this early, better yet I can't believe I am alive from last night".You get out of bed and proceed to look at your phone with 3 missed calls from your glorious financial institution. They were kind enough to leave a message and let you know you account is overdrawn and they want their money back. They lady who left the message had the tone of "You a worthless piece of S***", but not by really saying that, know what I mean?"
Congratulations today your graduated, hungover, and broke. Did I mention your an idiot too? The issue with society today is people don't think about the future. The "Millennial" generation is dead set on having "experiences". Go out and drop $5,000 on a vacation across county? Hell yeah because us Millennial's want the "experiences". Now don't get me wrong I am a millennial myself, I too like these so called "experiences", but I'm not going to go broke "experiencing" things.
You say you want to invest in real estate, but then you go out and experience that cross country trip for $5,000. If you really wanted to experience things, you would invest in real estate before you started experiencing things. That $5,000 cash is going to go a long way on a down payment, or you could keep that experience you just gained and that $5,000 you just lost. I'm sure when you call the bank and explain you have just experienced the endless pits of the Grand Canyon, foothills of the Appalachian Mountains, and the greatness of Los Angeles, California he will understand why you don't have a down payment for your real estate purchase.
The bank will understand that you value "experience" more than the money you want the bank to give you. The bank will feel so much more secure knowing you would rather experience an endless pit of the Grand Canyon than worry about how to come up with a down payment. I'm sure that will load the bank's mind with confidence that you will make your payment before having any more of these "experiences".
Final Thoughts:
It's never to early to start investing. At any point in your life you can start, you simply just have to have the will to want to start. I am not saying you need to watch the paint dry and dust mites collect from your apartment while you save this infinite amount of money for real estate purchases. I am saying you need to look toward the future, otherwise you will be stuck in the past waking up on a summer Sunday morning from your alcohol induced coma from the Saturday night out with the "guys".Are you ready to start? If you are Start Here
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America's Favorite
The Small Time Investor
Think "experiences" are way more valuable?
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